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If you have a hard time understanding your dental insurance plan, particularly the treatments and services it covers, you’re not alone. That’s why Dr. Keith J. Fabre Jr. and our team have put together a cheat sheet to help you through them.

It’s common for patients to get lost in the morass of the terms and phrases that surface when you’re dealing with a dental insurance plan. Knowing the commonly used terms can help speed up the process and enable you to get the most out of your coverage.

Common Terms

Annual Maximum: The most your policy will pay per year for care at Fabre Family Dental Care of Marrero. It is often divided into cost per individual or per family.

Co-payment: Typically, a small amount the patient has to pay at the time of service before receiving care, and before the insurance pays for any portion of it.

Covered Services: A list of all the treatments, services, and procedures the insurance policy will cover fully under your contract.

Deductible: An amount you must pay out of pocket each year before the insurance company will contribute for any treatments or procedures. The amount can vary according to your plan.

Diagnostic Services: A category of treatments or procedures that most insurance plans will cover before the deductible, which may mean services that occur during preventive appointments with Dr. Keith J. Fabre Jr., including X-rays or general screenings.

Exclusions: Dental services not covered under a dental benefit program.

In-Network: An insurance company will usually cover a larger portion of the cost of the care if you see an in-network provider for treatment.

Out-of-Network: If you visit someone who is not a part of your provider’s network, the insurance company may pay for a portion of the care, but you will be responsible for a significantly larger share out of your pocket.

Lifetime Maximum: The most that an insurance plan will pay toward care for an individual or family over the entire life of the patient(s).

Limitations: A list of all the procedures the insurance policy does not cover. Coverage may limit the timing or frequency of a specific treatment or procedure, or exclude some treatments altogether.

Member/Insured/Covered Person/Beneficiary/Enrollee:  A person who is eligible to receive benefits under an insurance plan.

Premium: The regular fee charged by third-party insurers and used to fund the dental plan.

Provider: Dr. Keith J. Fabre Jr. or other oral-health specialist who provides treatment.

Waiting Period: A specified amount of time that the patient must be enrolled with an insurance plan before it will pay for certain treatments.

It’s essential to understand the various insurance options available to you. Knowing what your insurance covers can save you major costs in the future.

Dr. Keith J. Fabre Jr. and our dental staff hope this list of terms will help you understand your dental insurance plan better. Be sure to review your plan and ask any questions you may have about your policy the next time you visit our Marrero office.

Perhaps you had a particularly irritating commute home from work, and you realize at the end that your jaw was clenched tight the entire time. Or maybe you grind your teeth when you are nervous or anxious about an upcoming business meeting. Most people grind their teeth from time to time, but it’s important to recognize the signs and symptoms of chronic tooth grinding. Known as bruxism, this condition can lead to oral health problems and dental issues later.

Signs and symptoms of bruxism

• Your partner might complain about the fact that you grind your teeth while you sleep. People who grind their teeth on a regular basis often do so during the night, and aren’t necessarily aware it is happening. However, your partner will more than likely notice if you develop this condition. If he or she mentions that it happens often, you might want to contact our team at Fabre Family Dental Care of Marrero.
• You may experience a persistent and unexplained headache if you grind your teeth too often. You may not realize why you have this headache, because you are not aware of the fact that you have been grinding your teeth. Take note of any headaches you have, and if you cannot attribute them to another source, please give us a call to set up an appointment with Dr. Keith J. Fabre Jr..
• Your jaw will more than likely become sore if you suffer from bruxism. If you wake up in the morning and have any discomfort in your jaw, you might have spent the night grinding your teeth. Our team can give you tips and advice for managing bruxism.

While many people associate their teeth grinding with stress, it actually is caused more often by crooked teeth, an overbite, or an under bite. If left untreated, bruxism can lead to a variety of complications, including dental injuries, hearing loss, and the onset of TMD. If you think that you might be a chronic tooth grinder, it might be time to set up an appointment at our Marrero office in order to find out which treatment options are available to you.

Health gurus rave about replacing unhealthy food choices with healthy ones in your diet. If you want to maintain your beautiful smile as well as your waistline, choose foods that are good for your teeth and good for losing weight. This article will discuss some of the worst healthy foods for your teeth and gums, and what you can do to continue to enjoy them.

When watching your weight, snacks heavy in sugar and starch are the first target for elimination. You want to trade those empty calories for something with more nutritional value. A healthier snack is fruit and vegetables. When you are substituting empty calories with whole foods such as fruits and vegetables, consider a few implications for your dental health.

The most acidic fruits are grapes, grapefruit, and strawberries. Want to know the number-one worst healthy food for your tooth enamel? Apples! An apple a day may keep the doctor away but you may soon be calling your dentist.

Another healthy food often incorporated into dieting is salads. But consider what you put in those salads. Salad dressings are filled with vinegar and sweeteners. These make a salad very acidic and can change the pH of your mouth from alkaline, which is good for your teeth and gums, to acidic, which puts your smile at risk for erosion and decay.

Last but not least is diet soda. You might be cutting down on the calories but you are still putting your teeth at risk for decay. Though calories are reduced, the acid is not.

You do not need to eliminate any of these foods from your diet. Simply alter what you do after eating these foods to decrease the amount of acid your teeth are exposed to.

During your next visit to Fabre Family Dental Care of Marrero in our Marrero office, we can discuss your diet. We may recommend using certain products to fortify your teeth or change the way you routinely care for your teeth.

Please enjoy the wonderful whole foods that are great for a healthy waistline. A healthy waistline and a healthy smile have a positive influence on your general health. A healthier you is a happier you. The happier you are, the more you smile. Keep your smile brilliant and beautiful with the care your teeth deserve at the practice of Dr. Keith J. Fabre Jr..

Does your list of New Year’s resolutions for the coming months include reducing your ecological footprint? If so, let’s ring in the year with some basic—and some innovative—dental ideas to help you meet your goal.

• Conserve Water

This is probably the easiest –and most cost effective!—item on our list. If you leave the water running while you brush, you are watching gallons of water go down the drain every day. Luckily, toothbrushes rely on wrist power rather than water power. Wet your brush before you begin, and use water only as needed to rinse. You’ll save hundreds of gallons of water every year.

And while we’re near your sink, if you like to rinse after brushing and flossing with disposable plastic cups, consider using compostable paper products or a regular drinking glass that you can clean after using.

• Biodegradable/sustainable /recyclable toothbrushes

Some brushes promise to be completely compostable, with handles manufactured from sustainable woods or bamboo, and heads fitted with biodegradable boar bristles. Investigate before you buy, because boar bristles aren’t for everyone. Some users complain about the taste, and boar bristles are harsher than the soft bristles we recommend to protect your enamel and gums. Organic bristles are also more prone to bacteria growth.

If you prefer the consistency and texture of regular synthetic bristles, or wish to avid animal products, you can still opt for a brush with a handle of sustainable wood or bamboo. These brushes also offer PBA-free bristles, bristles made largely from castor oil, or bristles that use natural ingredients in combination with synthetics.

And don’t forget recycling as a possibility to cut down on your plastic use. Toothbrushes are available with handles made from recycled plastic. And once you’re finished with them, these brushes can be recycled again.

• Biodegradable dental floss

This is another innovative take on dental supplies, and one that offers lots of new options. Regular dental floss is usually made from waxed nylon. Biodegradable floss, on the other hand, can be made of silk or plant materials, and coated with beeswax or plant-based wax. Some of these biodegradable flosses even come in refillable or compostable packaging.

• Organic toothpaste

If you’re incorporating organic foods into your diet, you know that organic options are more easily available than ever before. And now there are more organic toothpastes available, as well. Natural toothpastes can be found which are vegan, fair-trade sourced, and preservative- and artificial ingredient-free.

Before you buy, though, do discuss your choices with Dr. Keith J. Fabre Jr.. Why? Because many natural toothpastes are formulated without fluoride, a mineral shown to prevent cavities in study after study. Which leads us to . . .

• See Your Dentist Regularly for Checkups and Cleanings

Along with your daily dental hygiene routine, don’t forget to make regular appointments for examinations and professional cleanings at our Marrero office. Dr. Keith J. Fabre Jr. can help you discover the best ideas for products and practices which are good for you and good for the planet, for a lifetime of natural, sustainable smiles.